Send payouts

Send money out of Moov to your customers, merchants, contractors, or your own bank account.

A payout is a transfer whose destination is an external bank account or card. Start with send funds.

Choose a rail

Compare speed and undo options for every payout rail in choose a payment method, then follow the guide for the one you pick:

Instant payments (RTP or FedNow) to a bank account
Push to card to a debit card, including Apple Pay and Google Pay
Same-day or standard ACH to a bank account

Fees depend on your fee plan; you choose who pays them with payout fees. Per-transfer limits are in transfer limits. To let the recipient pick the rail and enter their own details, send a payment link.

In this section

Send funds tutorial

Step-by-step guide to sending payouts with Moov through transfers or payment links, choosing a rail, and setting who pays the payout fee.

Instant payments

Send instant payments (RTP or FedNow) from a Moov wallet to an eligible bank account, including eligibility, statuses, failure codes, and payout fees.

Push to card

Send near real-time payouts to eligible debit cards with push to card, including card eligibility checks, required capabilities, limits, and timing.

Payout fees

Set who pays the payout fee on ACH, instant, and push-to-card payouts with feePaidBy on transfers and payment links, and what happens on returns.

Transfers API reference

Endpoints, parameters, and examples for this area.